Aaj kal har middle-class insaan do raste par khada hai:🔴 Rasta 1: EMI – Car, Bike, Phone, Sofa, EMI pe sab kuch🟢 Rasta 2: SIP – ₹500 ka Mutual Fund har monthLekin sawal yeh hai — paisa dikh raha hai ya badh raha hai?### 🔹 EMI: Dikhayi Deta Hai- EMI lene se saman milta hai, status milta hai, par paisa chala jata hai- ₹10,000 EMI per month = ₹6 lakh in 5 years (aur interest extra)### 🔹 SIP: Nahi Dikhayi Deta, Par Badh Jata Hai- ₹10,000 SIP per month for 5 years @12% = ₹8 lakh+- ₹0 show-off, ₹1 lakh+ growth### 🔸 Middle Class Ka Problem:> Log EMI ko need samajhte hain > Aur SIP ko luxuryPar asli truth yeh hai:**”EMI = Past ka payment, SIP = Future ki planning”**—💡 Start Small:- ₹500 bhi SIP start karo- EMI lene se pehle socho: “Yeh zarurat hai ya shauk?”🚀 1% log wahi bante hain jo short-term show-off nahi, long-term wealth choose karte hain.👉 Tum kis side ho? EMI ya SIP?
